The prime concern of visitors is often the way to get money from their own bank account while being in Nepal. The most reliable and valid way is to get money from ATM machines with their cards (either credit card or debit card). The ATMs are from nepali banks such as Nabil Bank, Siddharta Bank, Machhapuchre bank, RBB, Nepal Investment Bank, Agricultural Development Bank Ltd, Nepal Bank Ltd, Rastriya Banijya Bank Ltd, Himalaya Bank Limited, Nepal SBI Bank Ltd. Everest Bank Ltd., Standard Chartered Nepal Bank Ltd., and many more. The maximum amount that can be withdraw is normally 25 000 NR but Nabil bank allows 35 000 NR. The charge for one transaction is 500 NR. Standard Chartered Bank is also very reliable to withdraw money in Nepal.
As Nepal a tourist-friendly country, it is now easy to find ATM machines in the major cities like Kathmandu, Pokhara, Chitwan, Dharan and some other small cities but it is almost impossible to get ATM machines along the journey except the cities. But there are some ATMs in large trekking routes like Namche Bazaar (Everest Base Camp route) and Jomsom (on the Annapurna circuit trek) however they are not reliable. Most of the ATM machine in Thamel or in Pokhara city use either CIRRUS system and/or PLUS system. Credit cards can be used in a few major cities, restaurants, hotels, travel and tour agencies and banks. The accepted credit card includes VISA, Master Card,Diners Card, Cirrus and American Express.
One of the suggestions is to bring cash for your own security (if the ATM is not working). For example, if there is a political strike by different political parties and almost all the shops are shot down for about a week. It is almost impossible to collect money from an ATM. In the major cities like Kathmandu and Pokhara (particularly Lakeside), there are a lot of ATMs with card symbols. But it is sometimes not accepted in all. The most reliable ATM machine here seems to be Standard Chartered Bank which has few ATMs. Therefore it is good to be aware beforehand and to bring some cash for unforeseen reasons like political parties strike, different ethnocentric strikes or pandemic like COVID 19.
At the time of research (june 2021), there seems to be ATM in Bandipur, Nepal. Nabil bank and Sunrise Bank have one ATM each in Bandipur. Being in a small village, it might often happen that these ATM are not working or don't have money. Don't rely on that to get money and try to plan before coming in Bandipur. The city before Bandiour is called Dumre and you can find many ATMs before doing the 8km to Bandipur. It is advised to get money BEFORE you get to Bandipur.
At the time of research (june 2021), there seems to be ATM in Jomson (Annapurna region), Nepal. There are many banks but only Machhapuchre and Prabhu have a ATM in Jomson. As usual, it is advised to get nepali rupees before you get to Jomson. You can also get money from IME Global. Since the things change quickly in Jomson, new ATM can be working soon and old one can be removed. Please check the following information.
At the time of research (june 2021), there are few ATM in Namche Bazar (in Everest region), Nepal. There are 3 banks but only ATM. Both of them being from Siddharta Bank there. There are also 2 banks that might be able to help you in case of emergency: Kumari Bank Limited and Rastriya Banijya Bank. As for other small cities in Nepal, it's strongly advised to get nepali rupees before you get to Namche Bazar. Since the things change quickly in Nepal, new ATM can be working soon and old one can be removed. Please check the following information.
At the time of research (june 2021), there are many ATM in Sauraha (in Chitwan), Nepal. There are many ATM machine in Sauraha: Siddharta bank, Nabil bank, Global IME Atm, Himalayan bank and Nepal Bank limited, Everest Bank, Bank of Kathmandu, SBI Bank, Sunrise Bank, Everest Bank limited, Agriculture development Bank limited, NIC Asia, Janata Bank Nepal, Rastriya Banijya Bank ltd. Since the things change quickly in Nepal, new ATM can be working soon and old one can be removed. With that many facilities, it's reliable to plan to get money in Chitwan (Sauraha).
At the time of research (june 2021), there seems to be NO ATM in Lukla (Everest region), Nepal. There are three banks but no ATM there. As usual, it is advised to get nepali rupees before you get to Lukla but you might be able to get some money once you get to Namche BazarSince the things change quickly in Lukla, new ATM can be working soon and old one can be removed. Please check the following information.